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Tax Save Optimizer

Find unused contribution room in 401(k), IRA, HSA, and FSA.

See potential tax-saving opportunities before speaking with your CPA or tax professional.

Free Educational Tax Saving Opportunities for individuals, freelancers, investors, and small business owners.

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Your details

$85,000
$0$300k
$13,850
$0$50k

Tax bracket breakdown

10% bracket$1,160
12% bracket$4,266
22% bracket$5,280

Your results

Taxable income
$71,150
Estimated federal tax
$10,706
Marginal rate
22.0%
Effective rate
15.0%

πŸ“‹ Educational only. This is a simplified estimate. It does not include AMT, credits, payroll tax, state taxes, or all deductions. Consult a qualified tax professional before making financial decisions.

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Federal Tax Bracket
See exactly which brackets your income falls into and your effective vs marginal rate.
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Capital Gains Tax
Short-term vs long-term capital gains β€” understand what you owe on investments.
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Self-Employment Tax
Calculate SE tax, QBI deduction, and estimated quarterly payments.
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Roth vs Traditional IRA
Model pre-tax vs post-tax retirement contributions across different income scenarios.
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State Tax Estimate
Estimate state income tax liability across all 50 states.
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W-2 vs 1099
Compare employee vs contractor tax burden β€” including hidden SE tax costs.
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Why TaxsaveIQ

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Instant results
Real-time calculations update as you type. No forms to submit, no loading screens.
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Privacy first
All calculations run in your browser. We never store or transmit your financial data.
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Educational by design
Every result comes with plain-English explanations of the tax rules behind the numbers.
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AI explanations (Pro)
Ask our AI to explain your results, suggest deductions, or simplify complex tax concepts.
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