Capital Gains Tax Calculator

2026 rates · Short-term vs long-term · NIIT surcharge · OBBBA rules

Investment Details
Purchase date
Sale date
Cost basis (purchase price)
$
Original price + commissions + improvements
Sale price (proceeds)
$
Amount received minus selling costs
Your Tax Situation
Filing status
Other taxable income (wages, etc.)
$
Your W-2, business income, etc. before this gain
2026 Long-Term Capital Gains Rates
0%
Single: Up to $49,450
MFJ: Up to $98,900
15%
Single: Up to $545,500
MFJ: Up to $613,700
20%
Single: Above $545,500
MFJ: Above $613,700
NIIT: +3.8% surcharge if Modified AGI exceeds $200,000 (Single) or $250,000 (Married). Added on top of LTCG rates.
✅ Long-Term Capital Gain
795 days held
15%
effective rate
Capital gain
$35,000
Capital gains tax
$5,250
Total tax
$5,250
Net profit after tax
$29,750
Tax type
Long-term
Long-term capital gains
LTCG Rate Breakdown
15% rate$35,000 → $5,250 tax
🎉 By holding long-term, you're saving vs short-term ordinary income rates.